Optimized Payment Processing for Your Business

 

We specialize in finding the best payment processing solutions tailored to your unique business needs. We go beyond just competitive rates, focusing on how you process credit and debit cards to maximize savings.

Understanding Debit Cards & PIN Debit

 

Debit cards, also known as check cards, are a popular alternative to checks. For retail storefronts, we highly recommend processing debit cards where your customer enters a PIN (known as PIN Debit). This method offers significantly lower processing costs, a fact often misunderstood by many merchants.

Our Comprehensive Account Support

 

We support various account types to ensure your business is covered:
 

• Retail and Storefront Payment Processing: If you conduct face-to-face transactions in a retail environment, accepting credit cards is essential. Whether you run a store, restaurant, or kiosk, we  help you set up a merchant account to accept credit cards at surprisingly low costs.
   

• Online Store Credit Card Processing: For online stores and retail websites, seamless online credit card processing is crucial. With an online merchant account and a secure credit card payment gateway, you empower your customers to purchase goods instantly, 24/7.
   

• Mail & Telephone Order (MOTO) Credit Card Processing: Businesses that handle mail orders or accept credit card payments over the phone utilize MOTO Credit Card Processing. This involves transactions where the customer and card are not physically present. Our virtual terminal solution streamlines MOTO credit card processing, making it efficient and secure.
   

• Wireless Credit Card Machines: Mobile merchants no longer have limited payment options. Our wireless credit card machines provide access to the same authorization networks as retail businesses. This solution also allows for PIN debit transactions, which are more cost-effective than signature-based transactions.
   

• Mobile Payment Processing: Accept credit and debit payments on the go with our free mobile payment processing applications. Compatible with virtually any smartphone or tablet, these apps are easy to set up, customizable, and offer ultimate security for both you and your customers.
   

Let Ray Harrington help you find the most efficient and cost-effective way to accept payments.

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